ALTCS Planning.net – Your one-stop resource for long term care planning.

Searching

We are the one-stop resource for long term care planning.

Informing

We understand the ins and outs of the ALTCS application.

Protecting

Getting your legal documents completed can be easy.

Veterans

A helpful guide to getting your benefits.

Consulting

With compassionate, helping, and understanding consultants.

Educating

We educate you about all your long term care planning options.

[cl-flipbox link_type=”btn” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2F|title:Services” back_btn_label=”More about us” back_btn_bgcolor=”rgba(0,36,93,0.75)” back_btn_color=”#ffffff” animation=”cubetilt” front_icon_type=”image” front_icon_image=”6063″ front_icon_image_width=”53%” front_title=”Welcome” front_title_size=”48″ front_bgcolor=”#ffffff” front_textcolor=”#00245d” back_title=”” back_desc=”We untangle the red tape, iron out the wrinkles, guide you in the eligibility process, and represent you through the web of qualification. In the process of qualifying for help, we help protect assets from probate and help you preserve your hard-earned money.” back_textcolor=”#ffffff” back_bgimage=”6017″ height=”287″ valign=”center” padding=”10%”]

[cl-flipbox link_type=”btn” link=”url:https%3A%2F%2Faltcsplanning.net%2Fabout-us%2F|title:About%20Us” back_btn_label=”How we help” back_btn_bgcolor=”rgba(0,36,93,0.75)” back_btn_color=”#ffffff” animation=”cubetilt” front_icon_type=”image” front_icon_image=”6388″ front_icon_image_width=”66%” front_title=”Who we are” front_title_size=”48″ front_bgcolor=”#ffffff” front_textcolor=”#00245d” back_title=”” back_desc=”With so much misinformation and so many new companies cropping up claiming to be experts, it is essential you meet with a company with actual experience and know-how. The founders have 27 years experience processing ALTCS applications. They ARE the experts.” back_textcolor=”#ffffff” back_bgimage=”6015″ height=”287″ valign=”center” padding=”10%”]

[cl-ib image=”5873″ title=”ALTCS Benefit Planning” desc=”Find out about all eligibility requirements, dos and don’ts, and how we can help you. Like other forms of planning (tax or investment), ALTCS Benefit Planning allows you to legally and ethically correct inequities in the system.” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2Faltcs-consulting%2F|title:ALTCS%20Consulting” animation=”phorcys” bgcolor=”rgba(0,0,0,0.55)” align=”left” desc_size=”18″]

[cl-ib image=”5890″ title=”Income-Only Trust” desc=”Find out about all the Trust requirements, dos and don’ts, and how we can help you. This special needs trust allows you to become income eligible for ALTCS.” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2Fiot%2F|title:Income-Only%20Trust%20(aka%20Miller%20Trust)” animation=”phorcys” bgcolor=”rgba(0,0,0,0.55)” align=”left” desc_size=”18″]

[cl-ib image=”5886″ title=”Legal Documents” desc=”Find out about all the documents available, dos and don’ts, and how we can help you. Estate Planning allows you to plan for your life when you are unable to act as you.” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2Flegal-documents%2Flegal-document-information%2F|title:Legal%20Document%20Consulting” animation=”phorcys” bgcolor=”rgba(0,0,0,0.55)” align=”left” desc_size=”18″]

[cl-ib image=”5883″ title=”Medicare Insurance” desc=”Find out about all different parts of Medicare, dos and don’ts, and how we can help you. The plans that are available and when you can apply for those plans.” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2Fmedicare%2F|title:Medicare%20Insurance%20Education” animation=”phorcys” bgcolor=”rgba(0,0,0,0.55)” align=”left” desc_size=”18″]

FREE ALTCS Assessment

Find out if you are potentially eligible for ALTCS.

Find out now.

FREE IOT Need Assessment

Find out if you may need an Income-Only Trust.

Find out now.

Pre-2018 ALTCS and Medicare Savings Plan Updates

PRE-YEAR 2018 ALTCS/MSP GUIDELINES As of January 1, 2018 (black font only updated) (printable PDF) ALTCS Individual Standards $2,250.00—ALTCS Monthly Income Limit $2,000.00—Resource Limit Medicare Savings Plan Individual Standards $1,005.01—QMB Income...

Estate Planning Information about AB Trusts – June 17, 2019

An AB Trust is one in which a family trust is divided at the first death into two trusts (the by-pass or credit shelter trust and the survivor’s trust). Many people use this type of trust for one of two reasons.

What you can do to prepare for the ALTCS Medical Evaluation (PAS)

A tip sheet to help you prepare for the ALTCS Medical Evaluation (PAS) appointment
keywords: altcs, altcs pas, preadmission screening, tips, medical need for long term care, PAS assessment, medical records, prescriptions list, medical conditions, medical diagnoses, neurologist

It has been a fast moving New Year!

On January 1, 2015, the following Eligibility Standards Changes occurred: Federal Benefit Rates (FBR) Change 2014 2015 Individual FBR Increase $721.00 $733.00 Couple FBR Increase $1082.00 $1100.00 ALTCS Income Limit Increase $2163.00 $2199.00 Child Allocation Increase...

ALTCS Community Spouse Rules

Persons who need ALTCS who are also married to a spouse still living in the community get to use the rules referred to as “Community Spouse” rules. These rules entitle the couple to retain a greater share of the assets and still potentially qualify for the program.

July 2018 ALTCS-MSP Standards

PDF version of this information As of July 1, 2018 (blue text only updated in July 2018) ALTCS Individual Standards $2,250.00—ALTCS Monthly Income Limit $2,000.00—Resource Limit Medicare Savings Plan Individual Standards $1,012.00—QMB Income Limit...

YEAR 2019 ALTCS and Medicare Savings Plans Standards – Update 02/01/19

AHCCCS / ALTCS / Medicare Cost-Sharing programs have updates multiple times a year. Some numbers change in January, some in February, some in July, and some in October.

Other than trusts, what other options do I have to prevent probate of my assets when I die?

Other than trusts, what other options do I have to prevent probate of my assets when I die? POD, name beneficiaries, beneficiary deed, MVD form.

Upcoming Speaking Events – Carol Aragon-Montgomery

Excited to announce that I will be speaking at two events in October 2019.

Spring Updates!

On February 1, 2015, the following Eligibility Standards Changes occurred: SSI-MAO Non-Cash and Qualified Medicare Beneficiary (QMB) income standards increased from $973.00 to $981.00 for a one (1) person household and $1311.00 to $1328.00 for a two (2) person...

Becoming Income Eligible for ALTCS When You’re Over the Limit

Using the income-only trust (AKA: Miller Trust) to income qualify for ALTCS.

Changes to stay and changes to come…

Summer is almost over and fall is on it's way! We hope you had a wonderful summer, staying cool and enjoying some swimming. We have been very busy over the summer and are looking to update our website to be even more user friendly, computer, tablet and phone. Expect a...

Applying for ALTCS on your own

Already taken our ALTCS Eligibility Assessment and found out you can apply on your own? Find the resources here to apply.

Year 2019 – July update ALTCS/MSP Guidelines

Some community spouse standards change in July – this one page sheet provide the 2019 updates to the monthly spousal need, excess shelter expense, and family allowance.

ALTCS Community Spouse Standards effective 10/01/15

ALTCS uses some specific numbers in their community spouse monthly income allowance calculation. The numbers used in the calculation change three times a year. Effective October 1, 2015, the following numbers changed: $ 271.00 Standard Utility Allowance; this amount...