Searching

We are the one-stop resource for long term care planning.

Informing

We understand the ins and outs of the ALTCS application.

Protecting

Getting your legal documents completed can be easy.

Veterans

A helpful guide to getting your benefits.

Consulting

 With compassionate, helping, and understanding consultants.

Educating

 We educate you about all your long term care planning options.

[cl-flipbox link_type=”btn” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2F|title:Services” back_btn_label=”More about us” back_btn_bgcolor=”rgba(0,36,93,0.75)” back_btn_color=”#ffffff” animation=”cubetilt” front_icon_type=”image” front_icon_image=”6063″ front_icon_image_width=”53%” front_title=”Welcome” front_title_size=”48″ front_bgcolor=”#ffffff” front_textcolor=”#00245d” back_title=”” back_desc=”We untangle the red tape, iron out the wrinkles, guide you in the eligibility process, and represent you through the web of qualification. In the process of qualifying for help, we help protect assets from probate and help you preserve your hard-earned money.” back_textcolor=”#ffffff” back_bgimage=”6017″ height=”287″ valign=”center” padding=”10%”]

[cl-flipbox link_type=”btn” link=”url:https%3A%2F%2Faltcsplanning.net%2Fabout-us%2F|title:About%20Us” back_btn_label=”How we help” back_btn_bgcolor=”rgba(0,36,93,0.75)” back_btn_color=”#ffffff” animation=”cubetilt” front_icon_type=”image” front_icon_image=”6388″ front_icon_image_width=”66%” front_title=”Who we are” front_title_size=”48″ front_bgcolor=”#ffffff” front_textcolor=”#00245d” back_title=”” back_desc=”With so much misinformation and so many new companies cropping up claiming to be experts, it is essential you meet with a company with actual experience and know-how. The founders have 27 years experience processing ALTCS applications. They ARE the experts.” back_textcolor=”#ffffff” back_bgimage=”6015″ height=”287″ valign=”center” padding=”10%”]

[cl-ib image=”5873″ title=”ALTCS Benefit Planning” desc=”Find out about all eligibility requirements, dos and don’ts, and how we can help you. Like other forms of planning (tax or investment), ALTCS Benefit Planning allows you to legally and ethically correct inequities in the system.” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2Faltcs-consulting%2F|title:ALTCS%20Consulting” animation=”phorcys” bgcolor=”rgba(0,0,0,0.55)” align=”left” desc_size=”18″]

[cl-ib image=”5890″ title=”Income-Only Trust” desc=”Find out about all the Trust requirements, dos and don’ts, and how we can help you. This special needs trust allows you to become income eligible for ALTCS.” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2Fiot%2F|title:Income-Only%20Trust%20(aka%20Miller%20Trust)” animation=”phorcys” bgcolor=”rgba(0,0,0,0.55)” align=”left” desc_size=”18″]

[cl-ib image=”5886″ title=”Legal Documents” desc=”Find out about all the documents available, dos and don’ts, and how we can help you. Estate Planning allows you to plan for your life when you are unable to act as you.” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2Flegal-documents%2Flegal-document-information%2F|title:Legal%20Document%20Consulting” animation=”phorcys” bgcolor=”rgba(0,0,0,0.55)” align=”left” desc_size=”18″]

[cl-ib image=”5883″ title=”Medicare Insurance” desc=”Find out about all different parts of Medicare, dos and don’ts, and how we can help you. The plans that are available and when you can apply for those plans.” link=”url:https%3A%2F%2Faltcsplanning.net%2Fservices%2Fmedicare%2F|title:Medicare%20Insurance%20Education” animation=”phorcys” bgcolor=”rgba(0,0,0,0.55)” align=”left” desc_size=”18″]

FREE ALTCS Assessment

Find out if you are potentially eligible for ALTCS.

FREE IOT Need Assessment

Find out if you may need an Income-Only Trust.

End-of-year documents, Cost of Living Increases, Reporting Changes to ALTCS/VA

End of year documents and cost of living documents for ALTCS members and Veterans claimaints.

In Arizona, only 1 in 4 people have their life care planning complete!

Who will be you when you cannot?
Information about life care and end-of-life care legal documents

ALTCS Community Spouse Standards effective 10/01/15

ALTCS uses some specific numbers in their community spouse monthly income allowance calculation. The numbers used in the calculation change three times a year. Effective October 1, 2015, the following numbers changed: $ 271.00 Standard Utility Allowance; this amount...

Reporting Changes – Trusts

Reporting changes to ALTCS is required. If you are the trustor, trustee, or beneficiary of a trust, please report those changes to ALTCS, too.

2016 ALTCS and Medicare Savings Plan Updates

Provides updated numbers for ALTCS and Medicare Savings Plans effective January and February 2016

2017 ALTCS and Medicare Savings Plan Updates

2017 Arizona Long Term Care System and Medicare Savings Plans eligibility changes.

January 2018 ALTCS Program Contractor Changes

Most of you know that come January 2018, Bridgeway Health Solutions will no longer be a program contractor for ALTCS. The replacement program contractor is Banner University Family Care. They will have contracts to provide the ALTCS services in the...

Becoming Income Eligible for ALTCS When You’re Over the Limit

Using the income-only trust (AKA: Miller Trust) to income qualify for ALTCS.

2020 Speaking Events

Speaking events for Carol Aragon-Montgomery of Montgomery & Associates, ALTCS planning

YEAR 2019 ALTCS and Medicare Savings Plans Standards – Update 02/01/19

AHCCCS / ALTCS / Medicare Cost-Sharing programs have updates multiple times a year. Some numbers change in January, some in February, some in July, and some in October.

Frequently Asked Question – 01/20/15

A question we are frequently asked ... Does ALTCS take my loved one's income when they qualify for ALTCS benefits? The answer to that question is NO. They don't TAKE the income. But they do assess a cost of care based on the ALTCS' members income. There is a myth that...

Navigating ALTCS: What Consumers Need to Know – ALTCS Medical Eligibility

Navigating ALTCS: What Consumers Need to Know. 7 out of 10 applicants are denied for ALTCS the first time they apply. ALTCS Medical Eligibility.

ALTCS approvals dependent on living arrangement setting

ALTCS cannot approve a potential member unless he/she is in living in an appropriate ALTCS setting. If you are searching for an assisted living facility/home …

5 Ways for Healthcare Providers to Get Ready for New Medicare Cards

Medicare is taking steps to remove Social Security numbers from Medicare cards.

Upcoming Speaking Events – Carol Aragon-Montgomery

Excited to announce that I will be speaking at two events in October 2019.

Amway Ad
klasbahis güncelklasbahis güncel girişklasbahis girişklasbahisanadoluslot güncelanadoluslot güncel girişanadoluslot girişanadoluslotbetebt güncel girişbetebet girişbetebetcasino sitelerine girişcasino oyunlarıdeneme bonususpin çevirmeslot sitelericasino siteleri