Privacy Pollicy, Terms & Conditions, and Important Notice


By viewing any material on this website the user agrees and hereby states that the Privacy Policy, Terms & Conditions, and Important Notice listed below has been reviewed by the user and the user understands the information presented. The user understands that if the user is acting on behalf of another user, the user understands and acknowledges that the information has been reviewed and understood on the behalf of the other user.


When you register for the website, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your “Information”). Information may be shared with professional associates to facilitate appropriate planning options. Your information will not be sold or exchanged, but merely a means to provide you with planning information. The Company will not disclose to any unknown third party your name, address, e-mail address or telephone number without your prior consent, except to the extent necessary or appropriate to comply with applicable laws or in legal proceedings where such information is relevant.

The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. The release of Information: In order to obtain the finest possible long-term care option, a Montgomery & Associates, Inc. consultant/assistant will need to collect information regarding the individual seeking our services. Facts such as age, gender, care requirements, mental status, health history, and payment information are required. The user understands and authorizes the Company to utilize such information for long-term care planning purposes only. It is ultimately the user’s responsibility to assess and decide on the most suitable planning options.


Montgomery & Associates, Inc. (dba: is a private consulting firm.

We are not affiliated/contracted/employed with: AHCCCS / ALTCS / VA / Medicare (CMS) / Federal Government.

Your use of the “” or “” website (hereinafter referred to as the “website” or “site”) signifies your (hereinafter referred to as “user”) agreement to the following terms and conditions:

The information contained on the site is to serve as only a general guide to users. No medical, legal, tax, or financial advice is provided on this site. The information provided is not intended to be substantive advice or opinion on any specific fact or circumstance. All information provided is of a general nature and is not intended to address individual circumstances.

The Company and its affiliates, agents, representatives, and licensors assume no responsibility for any consequence relating directly or indirectly to any action or inaction you take based on the information, services or other material on this site.

Montgomery & Associates, Inc. (DBA: (hereinafter referred to as “the Company”) is not responsible for any web pages referenced on pages created and housed by the Company’s hosting company server. Although many of our pages include links to sites that we may have judged to contain useful information or tools, the Company does not endorse ANY specific products or services provided by public or private organizations. By using this site, the user takes full responsibility for any use of the links provided. References from this website or from any reviews, ratings, ranking or links to any entity, product, service or information does not constitute an endorsement or recommendation by the Company or any of its employees or owners.

The Company has provided links and pointers to internet sites maintained by third parties. The Company does not operate or control in any respect any information, products or services on these third-party sites. The materials in this site and the third-party sites are provided “as is” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, the Company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The Company does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site, including bulletin boards, or the server that makes it available, are free of viruses or other harmful components.

The Company does not warrant or make any representations regarding the use or the results of the use of the materials in this site or in third-party sites in terms of their correctness, accuracy, timeliness, reliability or otherwise. You and not the Company assume the entire cost of all damages which may occur as a result of using this site or any information provided therein. Because user authentication on the internet is difficult, the Company cannot and does not confirm that each user is who they claim to be. Because we do not and cannot be involved in user-to-user dealings or control the behavior of participants on the Company in the event that you have a dispute with one or more users, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

We are under no legal obligation to, and generally, do not, control the information provided by other users which are made available through the website. By its very nature, other people’s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this website. The material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the website or the material. The use of the website and the material is at your own risk. Changes are periodically made to the Website and may be made at any time.


The Company’s Certified Legal Document Preparer, Carol Aragon-Montgomery (hereinafter referred to as “CLDP”, prepares legal documents. THE COMPANY CLDP IS NOT AN ATTORNEY AT LAW AND IS NOT EMPLOYED BY ATTORNEYS AT LAW AND CANNOT GIVE LEGAL ADVICE. Your communications with the Company’s CLDP are kept CONFIDENTIAL by the Company’s CLDP, but since the Company’s CLDP is not an attorney at law, such communications are NOT PRIVILEGED (i.e., immune from Subpoena). The Company’s CLDP can give you general factual information pertaining to legal rights, procedures, or options available to you in a legal matter when you are not represented by an attorney. The Company’s CLDP cannot give you specific legal advice, opinions, or recommendations about your legal rights, remedies, defenses, options, or strategies. Please note that the Long Term Care Planning Services are of a financial planning nature and are not specific “legal” advice. The Company bases their fee on the asset numbers disclosed at the initial consultation and reserves the right to increase the total fee if the initial consultation asset numbers and the actual asset numbers are different and would have caused the fee quote to be in a higher range on the sliding fee schedule. Additionally, if changes with regard to resources or income cause additional planning to be completed, an additional fee may be charged based on the amount of the resource change and/or the costs associated with preparing an income-only trust. If the Company researches and finds additional resources or income that the user had not disclosed to the firm, the firm reserves the right to claim a 10% finder’s fee based on the gross value of the resource or income found.

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