Nov 19, 2017 | 2018, ALTCS, Changes
Most of you know that come January 2018, Bridgeway Health Solutions will no longer be a program contractor for ALTCS. The replacement program contractor is Banner University Family Care. They will have contracts to provide the ALTCS services in the following counties:...
Sep 28, 2017 | 2017, Advanced Directives, Deeds, Estate Planning, Health Care Directives, Legal document preparation, Power of Attorney, Prevent Probate, Trust
Did you know ONLY 1 in 4 people in Arizona have completed their life and end-of-life care planning legal documents & over 60% of people lack will or estate planning (AARP.org)? In Arizona alone, our adult population is over 5 million people (US Census). That means...
Sep 1, 2017 | 2017, ALTCS, Consulting, Health insurance, LTC Costs, Medicaid, resources
You may be thinking...
Aug 3, 2017 | 2017, ALTCS, Consulting, LTC Costs
Statistically speaking, 1 out of 2 people will need long term care in their lifetime. After age 70, that statistic is 1 in 3. Are you...
Jul 14, 2017 | 2017, CLDP, Consulting, Deeds, Estate Planning, Legal document preparation, Prevent Probate, Trust
For financial accounts there is a document that you can sign at the institution. This document is known as the POD or Paid on Death designation form. This allows the named beneficiaries to provide your death certificate and their identification to prove they are the...
Jun 27, 2017 | 2017, AHCCCS, ALTCS, Resource eligibility
Persons who need ALTCS who are also married to a spouse still living in the community get to use the rules referred to as “Community Spouse” rules. These rules entitle the couple to retain a greater share of the assets and still potentially qualify for the...
Jun 16, 2017 | 2017, Health insurance, Medicare Insurance
Medicare is taking steps to remove Social Security numbers from Medicare cards. Through this initiative the Centers for Medicare & Medicaid Services (CMS) will prevent fraud, fight identity theft and protect essential program funding and the private healthcare and...
Jun 16, 2017 | 2017, ALTCS, CLDP, income, Income-Only Trust / Miller Trust, Legal document preparation, Medicaid, Trust
John Doe has 2 incomes. The gross amount of income one is $1,705.00 and the gross amount of income two is $501.00. John is not married. The ALTCS income limit for 2017 for a single individual is $2,205.00. John’s income equals $2,206.00. He is only $1.00 over the...
Jun 8, 2017 | 2017, Advanced Directives, CLDP, Deeds, Estate Planning, Health Care Directives, Income-Only Trust / Miller Trust, Legal document preparation, Power of Attorney, Prevent Probate
A very important part of your long term care planning is having your paperwork in order. Did you know by not putting your wishes in writing the court system may have to become involved in every aspect of your financial decisions and medical care? Wouldn’t you rather...
May 25, 2017 | 2017, AHCCCS, Changes, Medicaid, Medicare Savings Plan
Arizona has three Medicare Savings Plans (aka: Medicare Cost Sharing plans): QMB, SLMB, and QI-1. The Qualified Medicare Beneficiary or QMB program pays for Medicare Part A and B premiums, co-insurance (that is the 20% that Medicare doesn’t pay of the Medicare...
